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Few investors are willing to pay for professional advice. Here's what they're missing.

New Delhi, Aug. 13 -- The number of Sebi-registered investment advisors (RIAs) is shrinking rapidly. Their number is down to just 970 from 1,300 a few years ago, according to Sebi data. Of these only ... Read More


One policy, many claims: How restoration works in health insurance

New Delhi, Aug. 7 -- Most health insurance plans offer a base cover of Rs.5-10 lakh. But what happens if you or a family member need hospitalisation more than once in a year? And what if multiple fami... Read More


Porting your policy? Understand the catch in no-claim bonus

New Delhi, Aug. 4 -- With your health insurance renewal around the corner, you may receive calls offering lower premiums or better features if you port your policy. This can make you reconsider renewi... Read More


From family vacations to business trips, here's how large foreign expenses affect your taxes

New Delhi, July 31 -- Say you're planning a vacation abroad with your family. Your spouse, whose income isn't large enough to be taxed, books a Rs.5-lakh overseas tour package using her bank account. ... Read More


Rejected insurance claims? An in-house ombudsman could help

New Delhi, July 25 -- We buy insurance to protect our finances against unforeseen life events such as hospitalisation or a death in the family. However, it's a reality that insurers reject claims. Pol... Read More


Top-up home loans are cheap, but come with a catch

New Delhi, July 24 -- Personal loans are among the costlier forms of borrowing. Yet, many turn to them during a financial crunch, overlooking a smarter alternative: Top-up home loans. A home loan is ... Read More


How spousal maintenance is taxed after divorce

New Delhi, July 21 -- While a failed marriage causes immense emotional distress, its financial and tax implications can't be understated. In India, a court decides how much maintenance one spouse wil... Read More


The insurance policy every entrepreneur should have to navigate a legal crisis

New Delhi, July 17 -- If you are a business owner or a startup founder you need to protect your company from unforeseen legal disputes. A company's top executives and key directors could be held accou... Read More


Unlimited health insurance is now a reality. But can insurers make it work?

New Delhi, July 14 -- When Anubhav Mahajan's young son was diagnosed with cancer two years ago, his existing health insurance fell woefully short. Despite a Rs.15 lakh base cover and a top-up of the s... Read More


How ICICI Pru's '100% refund' pension plan backfired as advisers exploited a loophole

New Delhi, July 9 -- A much hyped pension product that ICICI Prudential Life Insurance Co. Ltd launched last year has unravelled with customers surrendering most of the policies even as the company's ... Read More